Preheat your oven to 350°F (175°C) and line a muffin pan with cupcake liners.

In a mixing bowl, beat together softened cream cheese, granulated sugar, egg yolk, and vanilla extract until smooth.

In a separate bowl, whisk together the flour, baking powder, and salt. In another bowl, beat the butter and sugar until fluffy, then add eggs, honey, and vanilla.

Gradually add the dry mixture to the butter mixture, alternating with milk, and fold in the diced peaches.

Spoon the batter into lined muffin cups halfway, add a teaspoon of cream cheese filling, then top with more batter until two-thirds full.

Bake for 18-22 minutes or until golden and a toothpick comes out clean.

Cool in the pan for 5 minutes then transfer to a wire rack to cool completely.

Top with peach slices, drizzle honey, and sprinkle with crushed graham crackers.